In order to be eligible to apply for Dublin City Council’s Affordable Housing Schemes, applicants must satisfy the following criteria:
- You must be over 18 years of age;
- If you are married, in a Civil Partnership or in an intimate committed relationship with a partner and you intend to live in the affordable dwelling together, you must apply as a joint application;
- Each applicant must be a First-Time Buyer or meet the exceptions under the Fresh Start Principle, or own a dwelling which is not suited to the current accommodation needs of the applicant’s household due to its size;
- Each person included in the application must currently live in the Republic of Ireland and have the right to reside indefinitely in the State;
- The affordable home must be the household’s normal place of residence. • Applicants from a member state of the EU/European Economic Area can apply for an affordable home, provided they are living in Ireland for a minimum of 3 months;
- Each Scheme will have different income limits depending on the cost and location of the homes. In general, the income limit for an affordable dwelling is 85.5% of the market value of the property divided by 4;
OR
If an applicant’s income multiplied by 4 exceeds 85.5% of the market value of the dwelling but is unable to secure a mortgage of this amount, they are also eligible once proof from a bank/financial institution confirming this is submitted. Detailed information regarding eligibility can be found on the DCC website in the Frequently Asked Questions section.